Amply Match
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Terms of Service

Last updated: July 27, 2026

Welcome to Amply Match. These Terms of Service ("Terms") are a binding agreement between you and Amply Match, Inc. ("Amply Match," "we," "us," or "our") governing your access to and use of the Amply Match website at amplymatch.com, our mobile and web applications, and the services we offer through them (collectively, the "Service").

PLEASE READ THESE TERMS CAREFULLY. THEY INCLUDE AN AGREEMENT TO RESOLVE DISPUTES BY BINDING INDIVIDUAL ARBITRATION AND A WAIVER OF CLASS ACTIONS (SECTION 16). By creating an account, joining our waitlist, linking a bank account, or otherwise using the Service, you accept these Terms. If you do not agree, do not use the Service.

1. About the Service

Amply Match is a goal-based savings platform that lets one person (a "Sponsor") match the savings contributions of another person (a "Saver") toward a shared goal — similar to the way an employer matches 401(k) contributions. The terms specific to sponsoring, saving, and matching are set out in the Amply Match Program Agreement, which is incorporated into these Terms. If these Terms and the Program Agreement conflict with respect to matching, the Program Agreement controls.

The Service is in a pre-launch phase. Certain features described on our website — including funding, matching, and withdrawals — may not yet be available, may be available only in a limited preview, or may change before general availability. During the pre-launch phase you may be able to create an account, express interest, set up goals, and link a bank account for verification purposes, without money movement occurring.

2. Definitions

  • "Saver" means a user who opens an Amply Match account to save toward one or more goals.
  • "Sponsor" means a user — typically a parent, grandparent, or other supporter — who agrees to match a Saver's contributions.
  • "Match" or "Match Contribution" means funds contributed by a Sponsor that match a Saver's contributions under the Program Agreement.
  • "Goal" means a savings objective selected from the qualified goal categories supported by the Program — buying a home, education, getting married, having a child, or starting a business — as described in the Program Agreement.

3. Eligibility

You must be at least 18 years old, reside in the United States, and have the legal capacity to enter into a binding contract to use the Service. By using the Service, you represent that you meet these requirements and that all information you provide is accurate and complete.

4. Your Account

You agree to provide accurate, current, and complete information when registering and to keep it up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Notify us immediately at support@amplymatch.com if you suspect unauthorized use of your account.

To comply with applicable law, we (or our service providers) may require you to verify your identity before you can use some or all features of the Service. We may decline, suspend, or close accounts that cannot be verified or that we reasonably believe present a risk of fraud, legal violation, or harm to the Service or other users.

5. Linking Your Bank Account (Plaid)

The Service uses Plaid Inc. ("Plaid") to connect your bank account and to verify account and balance information. By using the Service and linking a financial account, you grant Amply Match and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your financial institution. You agree that your personal and financial information will be transferred, stored, and processed by Plaid in accordance with the Plaid End User Privacy Policy.

Amply Match does not receive or store your bank login credentials. You may manage or revoke Plaid's access to your accounts at any time through Plaid Portal or by contacting us. We do not sell or rent information obtained through Plaid, and we use it only to provide and improve the Service, as described in our Privacy Policy.

6. Fees

The Service is offered as a subscription paid by the Sponsor. Current Sponsor plans are:

  • Single Match — $11.99 per month (or $99.99 per year), covering one linked Saver; and
  • Family Match — $17.99 per month (or $149.99 per year), covering up to four linked Savers.

A Saver pays no subscription fee while linked to a subscribing Sponsor. A Saver who keeps their account open after their Sponsor closes theirs (see the Program Agreement) pays a $5.99 monthly fee directly. No subscription fees are charged during the pre-launch phase. From time to time we may offer promotional pricing or promotional contributions (such as a founding-sponsor match funded by Amply Match), subject to the terms of the applicable offer. If you participate in our referral program, subscription credits and rewards are governed by the Referral Program Terms, which are incorporated into these Terms. We will disclose fees, and any changes to them, before they take effect; changes apply prospectively only.

7. Contributions, Matches, and Withdrawals

A Saver's own contributions always belong to the Saver, and the Saver may withdraw them at any time, for any reason. Match Contributions are gifts from the Sponsor to the Saver and belong to the Saver, subject to the use restrictions and vesting terms described in the Program Agreement.

8. Not a Bank; No Advice

Amply Match, Inc. is a technology company. It is not a bank. Nothing in the Service is, or should be treated as, investment, financial, legal, or tax advice. Information we provide — including goal projections, gift-tracking summaries, and educational content — is for informational purposes only. You are responsible for your own financial decisions and for your own tax obligations, and you should consult a qualified professional where appropriate.

9. Acceptable Use

You agree not to:

  • use the Service for any unlawful, fraudulent, or deceptive purpose;
  • provide false information or impersonate any person;
  • link a financial account you are not authorized to use;
  • use the Service to launder money, evade taxes, or structure transactions to avoid legal reporting requirements;
  • interfere with, disrupt, reverse engineer, scrape, or attempt to gain unauthorized access to the Service or its systems;
  • use the Service to build a competing product; or
  • violate these Terms, the Program Agreement, or any applicable law.

10. Intellectual Property; Feedback

The Service, including its software, design, text, graphics, and trademarks, is owned by Amply Match or its licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal, non-commercial use. If you send us feedback or suggestions, you grant us a perpetual, irrevocable, royalty-free license to use them without restriction or compensation.

11. Third-Party Services

The Service relies on third-party providers — including Plaid for bank connectivity and other providers for payments, identity verification, hosting, and analytics. Your use of third-party services may be subject to their own terms and privacy policies, and we are not responsible for third-party services we do not control.

12. Electronic Communications

You consent to receive communications from us electronically — including agreements, disclosures, and notices — by email or through the Service, and you agree that electronic communications satisfy any legal requirement that a communication be in writing, as described in our Electronic Communications Agreement, which is incorporated into these Terms. You may withdraw this consent as described in that agreement; doing so may require closing your account.

13. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AMPLY AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE. TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE FEES YOU PAID US IN THE TWELVE MONTHS BEFORE THE CLAIM AROSE OR (B) $100. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THESE LIMITATIONS MAY NOT APPLY TO YOU. NOTHING IN THIS SECTION LIMITS YOUR OWNERSHIP OF FUNDS IN YOUR ACCOUNT.

15. Indemnification

You agree to indemnify and hold harmless Amply Match and its officers, directors, employees, and agents from claims, damages, and expenses (including reasonable attorneys' fees) arising from your violation of these Terms, your misuse of the Service, or your violation of any law or the rights of a third party.

16. Dispute Resolution: Arbitration and Class Action Waiver

Please read this section carefully — it affects your legal rights.

You and Amply Match agree to first try to resolve any dispute informally: contact us at support@amplymatch.com with a description of the dispute, and the parties will attempt in good faith to resolve it within 60 days.

If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms, the Program Agreement, or the Service will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, rather than in court. The Federal Arbitration Act governs the interpretation and enforcement of this section. Arbitration will take place in the county where you reside or another mutually agreed location, and may be conducted by videoconference. Judgment on the award may be entered in any court of competent jurisdiction.

Class action waiver. You and Amply Match each agree that disputes may be brought only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate claims or preside over any form of class proceeding.

Exceptions. Either party may bring an individual claim in small claims court, or seek injunctive relief in court for infringement or misuse of intellectual property.

Opt-out. You may opt out of this arbitration agreement by emailing support@amplymatch.com with the subject line "Arbitration Opt-Out" within 30 days of first accepting these Terms. Opting out of arbitration does not affect any other part of these Terms.

17. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-law rules, except that the Federal Arbitration Act governs Section 16. For any dispute not subject to arbitration, you and Amply Match consent to the exclusive jurisdiction of the state and federal courts located in Delaware.

18. Termination

You may close your account at any time, subject to the Program Agreement's rules on accounts holding unvested Match Contributions. We may suspend or terminate your access to the Service if you violate these Terms, if required by law, or if we discontinue the Service. Upon closure of your account, any funds belonging to you will be returned to you as described in the Program Agreement. Sections that by their nature should survive termination (including Sections 10 and 13–17) survive.

19. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will notify you by email or through the Service before the changes take effect. Your continued use of the Service after the effective date of updated Terms constitutes acceptance of them.

20. Miscellaneous

These Terms, together with the Program Agreement and Privacy Policy, are the entire agreement between you and Amply Match regarding the Service. If any provision is found unenforceable, it will be limited to the minimum extent necessary and the remaining provisions will remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.

21. Contact Us

Amply Match, Inc.
Minneapolis, Minnesota
support@amplymatch.com